Trusted by families nationwide
Life insurance made simple.
Compare life insurance from top-rated carriers in minutes, term, mortgage protection, and final expense. Free quotes, licensed agents, and no-medical-exam options built to fit your budget.
Life insurance built around your life
One brokerage, the coverage that matters most. We compare so you save.
Final Expense & Burial
Affordable whole-life coverage that takes care of funeral and burial costs so your family doesn’t have to.
- No medical exam options
- Coverage from $5k to $25k+
- Built for ages 50–85
Term Life
Protect your family’s income, replace what you earn, and cover the kids until they’re grown, for just a few dollars a day.
- Coverage from $50k to $1M+
- 10, 20 & 30-year terms
- Lock in low rates early
Mortgage Protection
If something happens to you, make sure the mortgage gets paid and your family keeps the home.
- Coverage sized to your loan
- No medical exam options
- Great for new homeowners
Health / ACA & Medicare, coming soon
We're expanding into health and Medicare coverage. Want a heads-up when it's live? Ask your agent.
Why ZoQuote?
Insurance shopping without the spam, pressure, or surprises.
We never sell your information. Period.
Most "free quote" sites sell your details to dozens of agents, that's why your phone won't stop ringing. Not here. Your information goes to one licensed ZoQuote agent, and it's never sold to anyone. Ever.
100% free to compare
Quotes are completely free. Our agents are paid by the carriers, never by you.
Real licensed agents
You'll work with a licensed ZoQuote agent. No bots, no boiler-room, no pressure.
Top-rated carriers
We compare plans from A-rated national carriers, so you get the right fit, not just one option.
No pressure, no obligation
Compare, ask questions, and decide on your terms. Walk away anytime, no strings.
We find your best rate
We compare carriers side by side to find the coverage that fits your budget, not just one company’s pitch.
No-medical-exam options
Many plans skip the exam. A few health questions and you could be covered in days, not weeks.
How it works
Three simple steps to the right coverage.
Tell us about you
Answer a few quick questions, takes under 2 minutes.
We shop the market
Our licensed agents compare life plans from top-rated carriers for your situation.
You choose & save
Review your best options with an agent and lock in coverage, no pressure.
Get your free quote
Takes under 2 minutes. No obligation.
Step 1 · Free & no obligation
Prefer to talk now? Call (844) 899-9978
Coverage from A-rated carriers you can trust
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- Transamerica
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Frequently asked questions
How much does it cost to get a quote? +
Nothing. Quotes are completely free and there is no obligation to buy. Our agents are compensated by the insurance carriers, not by you.
Will I get spammed with calls? +
No. You’ll be contacted by one licensed ZoQuote agent to review your options. We never sell your information to third parties, and you can opt out anytime.
Do I need a medical exam? +
Often not. Many of our life plans, especially final expense and smaller coverage amounts, offer no-medical-exam options with just a few health questions. Your agent will find the best fit for your situation.
How much life insurance do I actually need? +
It depends on your goals, covering a mortgage, replacing income, or just taking care of final expenses. A licensed agent will walk you through it in a few minutes, with no pressure.
Is my information secure? +
Yes. Your data is transmitted over an encrypted connection and stored securely. We only use it to prepare your quote and connect you with a licensed agent, it’s never sold.
Ready to protect your family?
Free quote, licensed agents, zero pressure.