Final Expense & Burial Insurance
Cover your funeral costs, not your family.
Affordable whole-life coverage from $5,000 to $25,000+ to take care of funeral, burial, and final bills. No-medical-exam options, and a rate that’s locked in for life. Built for ages 50–85.
Get your free burial insurance quote
Takes under 2 minutes. No medical exam to get started.
Step 1 · Free & no obligation
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Why ZoQuote?
Insurance shopping without the spam, pressure, or surprises.
We never sell your information. Period.
Most "free quote" sites sell your details to dozens of agents, that's why your phone won't stop ringing. Not here. Your information goes to one licensed ZoQuote agent, and it's never sold to anyone. Ever.
100% free to compare
Quotes are completely free. Our agents are paid by the carriers, never by you.
Real licensed agents
You'll work with a licensed ZoQuote agent. No bots, no boiler-room, no pressure.
Top-rated carriers
We compare plans from A-rated national carriers, so you get the right fit, not just one option.
No pressure, no obligation
Compare, ask questions, and decide on your terms. Walk away anytime, no strings.
We find your best rate
We compare carriers side by side to find the coverage that fits your budget, not just one company’s pitch.
No-medical-exam options
Many plans skip the exam. A few health questions and you could be covered in days, not weeks.
Final expense insurance FAQ
What is final expense insurance? +
Final expense (also called burial insurance) is a small whole-life policy designed to cover funeral costs, burial or cremation, and any final bills, so your loved ones aren’t left with the expense. Coverage amounts are typically $5,000 to $25,000.
Do I need a medical exam? +
Usually not. Most final expense plans use just a few health questions instead of a medical exam, and many applicants can be approved quickly. Your licensed agent will find the best option for your health situation.
How much does it cost? +
Premiums depend on your age, health, gender, and the coverage amount you choose, many people start at just a few dollars a day. Because it’s whole life, your rate is locked in and never rises as you get older.
Can I be turned down for my health? +
Even with health conditions, there are options, including guaranteed-acceptance plans with no health questions. A licensed agent will match you to a carrier that fits your situation.
Who gets the money? +
You name the beneficiary, usually a spouse or adult child, and the benefit is paid directly to them, generally income-tax-free, to use for funeral costs or anything else they need.
Give your family peace of mind.
Free quote, licensed agents, zero pressure.